Pre-built UI Blocks for @shavin/ui
Discover, preview, and fork community-built components into Shavin Studio, or install directly into your app with the CLI.
Good morning, Maya
Finish setting up
Two of three done. Households who finish setup save about twice as much in their first month.
Link your first bank
3 accounts connected
Review your budget
9 categories, $5,980.00 per month
Invite Daniel to the household
Share budgets and goals with Editor access
Setup progress
67%
2 of 3 tasks complete
Onboarding Checklist
Elena Rostova
Member story
“We used to argue about money every month. Now we spend twenty minutes on Sunday looking at the same screen, and that’s it. We paid off the car eight months early.”
Maya Okafor
Household owner since 2023 · Portland, OR
Spotlight Testimonial
Sarah ChenAccounts
Net worth
$184,276.52
Cascade Federal Checking ••6021
$4,812.36
Synced 4 minutes ago
Dual Pane Sidebar
Marcus VanceNewsletter
One useful money idea, every Sunday
One practical habit, one reader question and one chart. Read by 21,786 people. Unsubscribe in one click.
We never share your address. See our privacy policy.
Subscribe Card
Marcus VanceNoor Patel
WiseOwl support · replies in about 3 min
9:41 am
Transfer
Pending$1,200.00
Cascade Federal Checking ••6021 to Harborline Savings ••3390
Expected to clear Monday, Oct 5
9:43 am
9:44 am
9:46 am
9:47 am
Support Chat
Sarah ChenWiseOwl
Welcome back
Sign in to see your accounts, budgets and household.
providers.map((provider) => ( <Button key={provider.label} variant="outline" cla…or
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Sign In
Elena Rostova
Plus trial
Try Plus free for 14 days
Unlimited budgets, receipt scanning and the WiseOwl assistant. We remind you three days before the trial ends.
Conversion Banner
Avinash BussaReviews
What members say after a year
4.8
/ 5 · 3,906 reviews
Average rating from member reviews on the App Store, Google Play and Trustpilot.
“Watching the payoff date move closer each month kept me going. $18,420 cleared in 22 months.”
Priya Raman
Nurse practitioner
“The subscriptions list paid for the app in the first week. I had no idea about two of them.”
Marcus Bell
Restaurant manager
“Large text, plain words, and a reminder before each bill. My daughter set it up in an afternoon.”
Ingrid Solberg
Retired librarian
“The free plan covers what I need on a tight stipend. I wish custom category icons were on Android too.”
Amara Nwosu
Graduate student
“I scan job receipts in the truck. My accountant gets a clean export instead of a shoebox.”
Diego Morales
Electrician
Review Grid
Avinash BussaOctober
Trader Joe's #142
Oct 2
-$86.47
Portland General Electric
Oct 1
-$128.30
Cascade Federal payroll
Sep 30
$3,412.00
Powell's Books
Sep 29
-$24.95
TriMet
Sep 29
-$5.00
Transaction details
Trader Joe's #142
-$86.47
Details
Date
Oct 2, 2026
Account
Cascade Federal Checking ••6021
Paid by
Daniel Reyes
Category
Notes
Split
Split this transaction
Divide the amount across categories or members.
Inspector Sidebar
Elena RostovaGet started
Start your calmer money month
Join 38,412 households who check in with WiseOwl a few minutes a week and stopped worrying about the rest.
Mesh CTA Band
Elena RostovaAccount settings
Manage your profile, sign-in and notifications.
Mentions
When someone mentions you in a comment.
Review requests
When a teammate asks you to review a change.
Weekly digest
A summary of project activity every Monday.
Account Settings
Avinash BussaOne plan
Household, billed once a year
Everything WiseOwl does, for your whole household. One payment of $134 that renews each October.
Up to 6 household members
Unlimited linked accounts
Unlimited budgets and goals
90-day cash-flow forecast
150 receipt scans per month
200 AI questions per month
Priority chat support
$134
per year
Works out to $11.17 a month
30-day money-back guarantee. If WiseOwl is not for you, we refund the full $134.
Single Plan Pricing
Sarah ChenLast 7 weeks
Where your money is moving
Groceries per week
$148.22
−9.3%
Emergency fund
$11,460.00
+5.1%
Dining out per week
$96.40
+12.6%
Trend Cards
Marcus VanceOverview
Overview
Okafor-Reyes Household · 7 accounts synced 4 minutes ago
Net worth
$184,276.52
Up $2,914.08 this month
Spent in September
$3,862.19
$1,284.60 left across 9 budgets
Standard Sidebar
Sarah ChenPricing
Simple plans for every household
Start free and upgrade when you need more. Every plan includes read-only bank connections and two-factor sign-in.
Free
For one person getting organised.
$0
forever
2 linked accounts
10 budget categories
Bill reminders
Web and mobile apps
Plus
For individuals who want the full picture.
$7.99
per month
Unlimited linked accounts
Unlimited budgets and goals
50 receipt scans per month
75 AI questions per month
CSV and PDF export
Household
Most popularFor couples and families sharing money.
$13.99
per month
Everything in Plus
Up to 6 household members
Owner, Editor and Viewer roles
150 receipt scans per month
200 AI questions per month
Prices in USD. Taxes may apply.
Three-Tier Pricing
Marcus VancePreferences
Choose what WiseOwl tells you about and how the app looks on this device.
Notifications
Bill reminders
Two days before any bill or subscription is due.
Budget limits
When a category reaches 80% and 100% of its limit.
Large transactions
Any single charge over $250.00.
Weekly summary
A short recap every Sunday at 9:00 am.
Appearance
Theme
Follow your device or pick one.
Hide balances on open
Blur amounts until you tap them.
Settings Panel
Marcus VanceOverview
Overview
Shared with Daniel Reyes and two more members. Everyone sees the same budgets and goals.
Workspace Sidebar
Marcus VanceCompare plans
Every feature, side by side
Prices in USD
Free
$0
forever
Plus
$7.99
per month
Household
Most popular$13.99
per month
Accounts
Linked accounts
2
Unlimited
Unlimited
Transaction history
12 months
24 months
24 months
Manual and cash accounts
Planning
Budget categories
10
Unlimited
Unlimited
Savings goals
1
Unlimited
Unlimited
Cash-flow forecast
90 days
90 days
Smart tools
Receipt scans per month
5
50
150
AI questions per month
10
75
200
Subscription tracking
Sharing and support
Household members
1
1
Up to 6
Roles and permissions
Support
Email and chat
Priority chat
Pricing Comparison Matrix
Avinash Bussa38,412
households planning with WiseOwl
$1,284.60
average saved in the first six months
4.8/5
from 3,906 member reviews
Stats Bar
Elena RostovaOverview
The sidebar stays out of the way. Hover an icon to see its name.
Net worth
$184,276.52
Up $2,914.08 since August
Emergency fund
$8,400.00 of $12,000.00
Summer in Lisbon
$2,150.00 of $4,800.00
Collapsible Sidebar
Avinash BussaHow it works
From scattered accounts to a plan
Most members finish setup in one evening. Here is what happens in the first three weeks.
Week 1
See every account together
Link checking, credit cards, loans and retirement accounts. WiseOwl pulls 24 months of history and sorts it for you.
Week 2
Find what is quietly leaking
The subscriptions view lists every recurring charge. Members cancel 3 forgotten services on average, worth $41.87 a month.
Week 3
Give every payday a job
Split income between bills, budgets and goals automatically, so savings happen before spending does.
Alternating Feature Story
Elena RostovaHow it works
From first sync to calm in one afternoon
Five steps, in order. Most households finish the first three before their coffee gets cold.
01
Connect
Link any of 11,642 banks and credit unions. Read-only, and it takes about two minutes.
02
Sort
WiseOwl categorises the last 24 months. Fix a merchant once and it remembers.
03
Budget
Start from your real spending, not a guess. Set a limit per category or per envelope.
04
Plan
Add goals like the emergency fund or the house deposit and see the date you reach them.
05
Review
A short weekly summary tells you what changed, and what to look at next.
Process Timeline
Elena RostovaGood morning, Maya
Sunday, October 4 · 3 bills due this week
Net worth
$184,276.52
+2.4%
Spent in September
$6,412.38
−6.8%
Saved in September
$3,427.62
35% of income
Bills due in 7 days
$1,418.72
3 bills
Recent transactions
| Date | Merchant | Category | Account | Amount |
|---|---|---|---|---|
| Oct 3 | Shell #4410 | Transport | Meridian Visa ••4417 | −$52.18 |
| Oct 2 | Trader Joe's #142 | Groceries | Cascade Checking ••6021 | −$86.47 |
| Oct 1 | Transfer to Savings Pending | Transfer | Cascade Checking ••6021 | −$1,200.00 |
| Oct 1 | Riverside Apartments | Rent | Cascade Checking ••6021 | −$2,150.00 |
| Sep 30 | Pacific Power | Utilities | Cascade Checking ••6021 | −$118.63 |
| Sep 28 | Portland Public Schools | Income | Cascade Checking ••6021 | +$4,920.00 |
Application Shell
Elena RostovaSeptember 2026
Your month at a glance
Net worth
$184,276.52
+2.4%
vs Aug 31
Spending
$6,412.38
−6.8%
vs August
Income
$9,840.00
0.0%
vs August
Savings rate
35%
+4 pts
vs August
KPI Grid
Sarah ChenCapabilities
Built for the whole money picture
Six everyday tools for budgets, bills, goals and security, on web, iPhone and Android from one account.
Savings goals
Track progress toward a home, a trip or a cushion, with a weekly amount to set aside.
Receipt scanning
Photograph a receipt and WiseOwl splits it into line items and categories.
Category budgets
Monthly limits for groceries, dining and more, with rollover for unspent amounts.
Shared households
Invite a partner, family member or accountant as Owner, Editor or Viewer.
Bank-grade security
Read-only connections, AES-256 encryption and two-factor sign-in on every account.
Quiet alerts
Due bills, large charges and budgets near their limit. Nothing more.
Icon Feature Grid
Sarah Chen
One money idea every Sunday
Practical habits and one reader question, read by 21,786 people each week.
WiseOwl
Calm control of your money.
Newsletter Footer
Marcus Vance
Household
For couples and families who share bills, budgets and goals.
$13.99
per month
or $134 billed yearly, save 20%
Up to 6 household members
Owner, Editor and Viewer roles
Unlimited linked accounts
150 receipt scans per month
Plan Card with Image
Sarah ChenWiseOwl
Sign in to WiseOwl
Use the account you already trust. We never see your provider password.
providers.map((provider) => ( <Button key={provider.label} size="lg" variant="ou…or use email
By continuing you agree to the Terms of Service and Privacy Policy.
SSO-First Sign In
Marcus VancePricing
Pay monthly or save 20% yearly
Switch plans at any time. Changes are prorated to the day, and you can cancel from settings in two clicks.
Save 20% with annual billing
Plus
For individuals who want the full picture.
$6.33
per month
$76 billed yearly, or $7.99 billed monthly
Unlimited accounts and budgets
50 receipt scans per month
75 AI questions per month
Household
For couples and families sharing money.
$11.17
per month
$134 billed yearly, or $13.99 billed monthly
Up to 6 members with roles
150 receipt scans per month
200 AI questions per month
Advisor
$39 per advisor seat, per month
For accountants and planners managing client households with read-only access, notes and bulk exports.
<Link href={advisor.href} size="sm" className="inline-flex h-10 shrink-0 items-c…Pricing with Billing Toggle
Sarah ChenGroceries budget
$612.40
of $750.00
82% used · 4 days left in September
−$37.18 vs August
KPI Progress Card
Marcus VanceWiseOwl
Sign in without a password
We will email you a secure link that signs you in on this device.
Magic Link Sign In
Avinash BussaStart here
Three ways to get organised
Pick the one that matters most this month. Each takes under ten minutes and works with the accounts you already have.
About 4 minutes
Link your accounts
Read-only access through your bank's own secure login.
About 6 minutes
Build a first budget
Limits suggested from your last 90 days of spending.
About 2 minutes
Invite your household
Add a partner or accountant who can view or edit.
Linked Feature Cards
Avinash BussaMaya Okafor
Household owner · Okafor-Reyes
Member since March 2023
7
Linked accounts
5
Active goals
31 wks
Savings streak
Profile Card
Avinash Bussa
Sunday money check-ins went from an hour of spreadsheets to fifteen minutes with coffee.
Lena Hoffmann
Household owner · Denver, CO
WiseOwl
Sign in to your household
Pick up where you left off. Your partner sees the same numbers the moment you update a budget.
New to WiseOwl? Create a free account
Split Screen Sign In
Elena RostovaIn their words
Households who stopped guessing
I can see my parents’ bills from two states away and catch a missed payment before it becomes a late fee. They keep full control.
Fatima Al-Sayed
Pharmacist · manages her parents’ household
“The home goal says $612 per paycheck. Knowing the exact number made it easy to stick with.”
Aiyana Whitehorse
Civil engineer
“Separate households for home and the shop finally stopped me mixing the two.”
Samir Haddad
Small-business owner
Featured Testimonials
Avinash BussaBestsellers
The tools households reorder
The four planners and jars members buy again, rated by the households who use them every week.
Envelope Budget Kit
$24.00
12 monthly cards and 40 reusable envelopes
Sinking Fund Jar Set
$32.00
Four glass jars with chalk labels
Household Money Planner
$38.00
Undated, lay-flat, 52 weekly spreads
Receipt Catcher Pouch
$18.00
Waxed canvas with a dated tab index
Bestsellers
Elena RostovaBudgeting
The 3-account system for irregular income
How freelancers can turn uneven paychecks into a steady monthly salary with one holding account and two simple rules.
Tomás Herrera
Sep 24, 2026 · 7 min read
Article Card
Elena RostovaWhat you get
Everything your money needs, nothing extra
Four tools most households use every week, built to work together and stay out of your way the rest of the time.
Budgets that follow real life
Category budgets adjust to paydays and roll over unspent money, so a quiet month helps the next one.
Bills, never a surprise
Every bill and subscription due in the next 30 days, with a reminder two days before.
Goals with a date
Set an amount and a deadline. WiseOwl tells you what to set aside each payday.
Ask about your spending
Ask how much went on takeout in August and get an answer with the charges listed.
Bento Features
Marcus VanceWiseOwl
Calm control of your money, for you and everyone you share it with.
Column Footer
Sarah ChenWiseOwl
Enter your verification code
We sent a 6-digit code to maya.okafor@example.com. It expires in 10 minutes.
No code yet? Resend code in 0:42
Wrong address? Change email
Verify Code
Sarah ChenFAQ
Questions people ask before joining
Still unsure? Write to help@wiseowl.app and a person replies within one business day.
FAQ Accordion Section
Marcus VancePlanners
NewHousehold Money Planner
4.9 from 312 reviews
$38.00
An undated, lay-flat planner for the weekly money check-in you and your household already do, with room to write it down.
Cover colour
Free shipping over $60, arrives in 3 to 5 days
30-day returns on unused planners
Recycled paper, printed in Portland
Product Detail
Sarah ChenWiseOwl
Plan
Track
New in 3.8
Shared goals for households
Track one goal with contributions from everyone in the household.
Mega Menu Header
Marcus VanceAsk WiseOwl about your spending
Ask plain questions about your transactions and get answers with the exact charges listed underneath.
Included in Plus and Household
Feature Action Card
Sarah Chen
Calm money
Less checking. More knowing.
Quiet alerts tell you only what matters: a bill due, a budget near its limit, a charge that looks unfamiliar.
Video Statement Hero
Elena Rostova<TextField type="search" placeholder="Search transactions, merchants or categori…September budgets
18 days left in the month. Spending is on pace in 7 of 9 categories.
Groceries
$612.40
of $750.00
Dining out
$148.20
of $250.00
Transport
$96.75
of $180.00
Sticky App Bar
Avinash BussaWiseOwl
Reset your password
Enter the email on your account and we will send a reset link. It works once and expires in 30 minutes.
The link comes from help@wiseowl.app. Check your spam folder if it has not arrived in a few minutes.
Forgot Password
Avinash BussaThe details
Small things that add up
The parts of WiseOwl members mention most often in reviews, after the budgets themselves.
01
Split transactions
Divide one Costco run between Groceries, Household and Gifts in two taps.
02
Custom categories
Create up to 60 categories with your own names, icons and colours.
03
CSV and PDF export
Download any month or year for your accountant or tax software.
04
Cash and manual accounts
Track cash envelopes, a car's value or a private loan alongside bank data.
05
Rules that learn
Recategorise a merchant once and WiseOwl applies it to every future charge.
Ruled Feature List
Elena RostovaThe WiseOwl shop
Tools for calmer money days
Paper planners, jars and pouches designed with the households who use WiseOwl. Free shipping over $60.
Planners
Best sellerEnvelope Budget Kit
12 monthly cards and 40 reusable envelopes
$24.00
Saving
Sinking Fund Jar Set
Four glass jars with chalk labels
$32.00
Planners
NewHousehold Money Planner
Undated, lay-flat, 52 weekly spreads
$38.00
Organising
Receipt Catcher Pouch
Waxed canvas with a dated tab index
$18.00
Home office
Quiet Hours Desk Plant
Hand-glazed pot, ready to plant
$29.00
Apparel
WiseOwl Tote
Heavy cotton, lime owl mark
$22.00
Product Grid
Avinash BussaTrusted by banks and the press
Harborline
Cascade Federal
Pinecrest Savings
Meridian Trust
The Ledger Weekly
Household Money
Northgate CU
Plainspoken
WiseOwl connects with 11,642 banks and credit unions.
Logo Wall
Elena RostovaWiseOwl
Good morning, Maya
Everything synced 4 minutes ago. Two budgets need a look this week.
Net worth
$184,276.52
Up $2,914.08 since August
Left to spend
$1,284.60
18 days left in September
Floating Sidebar
Avinash BussaFor households
Plan money together, without the arguments
Share budgets, goals and bills with a partner or family member. Everyone sees the same numbers, and you choose who can edit.
Read-only bank connections
Owner, Editor and Viewer roles
Free for one person, forever
Split Media Hero
Sarah ChenWiseOwl
Create your free account
Free for one person with two linked accounts. No card required.
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Marcus Vance